Our philosophy

In many ways, we are just like a bank.

We provide a comprehensive range of financial products and services. We also meet the same tough financial standards as the banks - we are an Authorised Deposit Taking Institution (ADI) regulated by APRA (Australian Prudential Regulation Authority) and hold an Australian Financial Services Licence (AFSL) regulated by ASIC (Australian Securities and Investments Commission).

And this is where we become a little different:

Unlike the large banks, we don't aim to be the biggest. We aim to be big enough to provide you with competitive financial services, whilst still small enough to provide personal service which credit unions are famous for.

Unlike banks which make billion dollar profits from their customers to return to their stakeholders as dividends, we only seek to make small profits to keep our business strong for the sustainable future. We pass on our potential profits to our members through lower loan rates, higher deposit rates and low fees.

For more information:

• Credit Union Growing from Strength to Strength
• Facts and Figures at a Glance