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Loan Rates

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Our interest rates have been designed with you in mind - our members.

We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees.

Home Loans

  Interest Rate Comparison Rate *
My Home Loan (Under $250,000) 6.20% p.a. 6.28% p.a.
My Home Loan ($250,000 and over) 6.20% p.a. 6.28% p.a.
My Advantage Home Loan 6.70% pa 6.78% pa
My Fixed Rate Loan On Application On Application
My Equity Home Loan 6.84% pa  

Comparison rate based on $150,000 for 25years. *Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other lona amounts might result in a different comparison rate.

Personal Loans

  Interest Rate Comparison Rate *
My Personal Loan (Variable Rate) 12.85% p.a. 13.07% p.a.
My Personal Loan (Fixed Rate Secured) 13.30% pa 13.52% pa
My Personal Loan (Fixed Rate Unsecured) 15.25% pa 15.48% pa

Comparison rate based on $30,000 over 5 years. *Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Car Loans

  Interest Rate Comparison Rate *
My Car Loan (Variable rate, up to 3 years old) 8.99% p.a. 9.20% p.a.
My Car Loan (Variable rate, 3 to 5 years old) 11.85% p.a. 12.07% p.a.
My Car Loan (Fixed rate, up to 3 years old) 12.05% pa 12.27% pa

Comparison rate based on $30,000 over 5 years. *Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Overdraft

  Interest Rate Comparison Rate *
My Overdraft 14.45% p.a. N/A

Questions?

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