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Savings and Term Deposit Rates

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Choose from a full range of savings and deposit accounts that provide the flexibility you want with competitive interest rates.

Savings Accounts

My Access Savings Account (S1) Interest Calculated Daily & Paid June Interest Rate
$0 - $14,999 0.05% p.a.
$15,000 + 0.10% p.a.
My Special Savings Account (S2) Interest Calculated Daily & Paid June Interest Rate
$0 - $14,999 0.05% p.a.
$15,000 + 0.10% p.a.
My Christmas Club Account (S3) Interest Calculated MMB - paid Monthly Interest Rate
$0 + 1.50% p.a.
My Visa Access Account (S4) Interest Calculated Daily & Paid June Interest Rate
$0 - $14,999 0.05% p.a.
$15,000 + 0.10% p.a.
My Holiday Savings Account (S5) Interest Calculated Daily & Paid June Interest Rate
$0 + 0.05% p.a.
My Insurance Savings Account (S6) Interest Calculated Daily & Paid June Interest Rate
$0 - $14,999 0.05% p.a.
$15,000 + 0.10% p.a.
My Tax Savings Account (S7) Interest Calculated Daily & Paid June Interest Rate
$0 - $499 0.00% p.a.
$500 + 0.10% p.a.
My Maxi Savings Account (S8) Interest Calculated Daily & Paid June Interest Rate
$0 - $1,999 0.15% p.a.
$2,000 - $4,999 0.50% p.a.
$5,000 - $9,999 1.00% p.a.
$10,000  - $49,999 1.75% p.a.
$50,000 + 2.25% p.a.
My Investment Savings Account (S9) Interest Calculated Daily & Paid June Interest Rate
$0 - $499 0.15% p.a.
$500 - $4,999 0.50% p.a.
$5,000 - $9,999 1.00% p.a.
$10,000- $49,999 1.75% p.a.
$50,000 + 2.25% p.a.
My Club Savings Account (S10) Interest Calculated Daily & Paid June Interest Rate
$0 + 0.10% p.a.
My Deeming Account (S12) Interest Calculated Daily & Paid June Interest Rate
$0 - $39,399 2.50% p.a.
$39,400 + 3.00% p.a.
My Net Reward Saver Account (S14) Interest Calculated Daily & Paid Monthly Interest Rate
$0 - $1,999 0.10% p.a.
$2,000+ 4.05% p.a.
My Kidz Account (S17) Interest Calculated Daily & Paid Monthly Interest Rate
$0 - $9,999 3.00% p.a.
$10,000 + 0.00% p.a.
My Woteva Account (S18) Interest Calculated Daily & Paid Monthly Interest Rate
$0 - $9,999 3.00% p.a.
$10,000 + 0.00% p.a.
My Generation Account (S19) Interest Calculated Daily & Paid Monthly Interest Rate
$0 - $9,999 3.00% p.a.
$10,000 + 0.00% p.a.
My E-Savings Account (S20) Interest Calculated Daily & Paid  Monthly Interest Rate
$0 - $9,999 0.15% p.a.
$10,000 - $299,999 3.35% p.a.
$300,000 + 4.05% p.a.
Special offer: Earn a special rate of  4.70% p.a. when you deposit $1,000 per calendar month, with unlimited withdrawals up to a total of $500, otherwise standard tier rates apply. 4.70% p.a.

Term Deposits

Term Deposit Account Interest Paid Interest Rate
$1,000 + over 3 months On Maturity 2.35% p.a.
$5,000 + over 3 months On Maturity 4.80% p.a.
$1,000 + over 6 months On Maturity 5.25% p.a.
$1,000 + over 9 months On Maturity 5.30% p.a.
$1,000 + over 12 months On Maturity 5.35% p.a.
$1,000 + over 3 months Monthly 4.95% p.a.
$1,000 + over 6 months Monthly 5.10% p.a.
$1,000 + over 9 months Monthly 5.10 % p.a.
$1,000 + over 12 months Monthly 5.15% p.a.

My Kidz Term Deposit - Only available up to the age of 18 years 

Term Deposit Account Interest Paid Interest Rate
$500 + over 3 months On Maturity 2.35% p.a.
$500 + over 6 months On Maturity 5.25% p.a.
$500 + over 9 months On Maturity 5.30% p.a.
$500 + over 12 months On Maturity 5.35% p.a.
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